Written by the Atlanta Group team · Last reviewed 31 October 2026
Your rate depends on the lender, your credit record, income, employer or business type and the loan amount and tenure. Compare the total cost, not only the headline rate.
Why do rates differ?
Each lender prices its own risk. Two people can get different rates from the same lender.
How do I compare fairly?
Ask each lender for the rate, processing fee, other charges, tenure, EMI and total repayment in writing, then compare the totals.
Does my score change the rate?
Usually a stronger record helps, but each lender decides. We promise no rate.
Where can I see actual rates?
On each lender's own website or in the written offer. We do not publish a rate table because rates change.
Related: Personal Loan · EMI Calculator
Talk to Our Financial Team: +91 84470 44297 (call or WhatsApp). Atlanta Group is not a lender; loans come from associated banks, NBFCs and private finance providers. Approval is not guaranteed.
Atlanta Group is a loan facilitation company, not a lender. This guide is general information, not financial advice. Rates, fees and eligibility are set by each lender: ask the lender for its Key Fact Statement before you accept.
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